Welcome to iTitleTransfer
Nations First E2E GSE-Compliant Fully Insured Loan Closing Platform Protects Lenders, Borrowers and Successors-of Interest
Our Platform
iTitleTransfer provides the nation’s first end-to-end (E2E) “Fully Insured Loan Closing Platform”, serving as a low-cost outsource for mortgage lenders, homebuilders and cash buyers; participating with Realtors, title insurance agents and real estate lawyers.
iTitleTransfer’s proprietary Platform provides a safe, reliable alternative to title insurance, reducing borrower loan-closing costs 65%, and mortgage lender’s internal costs 50%. iTitleTransfer serves Purchase, Re-Fi, Assumable, Reverse and HELOC loan closings.
Our Fully Insured Loan Closing Platform protects lenders, owners and successors-of-interest for the loan amount and life-of-loan, for one low flat fee, which is approximately one third of the cost of traditional title insurance, endorsements, escrow services, add-ons, set-ups, and service fees. Each component of the loan closing platform is independently insured; in addition to iTitleTransfer’s coverage for fraud, forgery, duty-to-defend, lien priority, gap, CPL, cyber; and excess/umbrella insurance providing an additional layer of insurance related to each loan transaction. The Fully Insured Loan Closing Platform includes:
- Insured Search and Examination
- Insured Proprietary Risk Scoring
- Insured Curative Services
- Insured GSE-Compliant Insured Attorney Opinion Letter
- Insured Escrow, Date Down and Document Preparation
- Insured eNotary and eSign
- Insured Transfer and eRecording
- Insured Post-Closing Deed Monitoring
Authorized by FHFA’s Government Sponsored Enterprises (GSEs), Fannie Mae, and Freddie Mac; the GSEs accept Attorney Opinion Letters (AOLs) issued by licensed real estate lawyers, in lieu of title insurance, pursuant to their Lender Selling Guides, and consistent with recently enacted Equitable Housing Finance Programs. These programs are designed to reduce borrower closing costs, particularly for minority and first-time home buyers. Lenders have experienced zero “buy-backs” of mortgage loans in which AOLs were utilized.
Theodore H. Sprink – Founder
Our Services
iTitleTransfer searches and examines national, state, county and municipal public data that is underwritten, risk-scored and supported by Government Sponsored Enterprises (GSEs) compliant Attorney’s Opinion Letter (AOL) to facilitate closing and ownership transfer.
