An Innovative E2E AOL GSE-Compliant Loan-Closing and Ownership Transfer Platform

Our Services
ServicesTiles Search

Search

Using our end-to-end digital solution, iTitleTransfer will perform a full title search of public land registry records on all current lien holders and previous owners of the subject property. The chain of title reflects the current deed in addition to open mortgages, liens and judgements recorded against the property.

Examination

Examination

A title examination is the process of performing due diligence utilizing our digital toolsets on documents found during the title search, that effect the title to the property. This is when verification of the legal owner is performed, and the debts owed against the property are determined

ProprietaryRiskScoring

Proprietary Risk Scoring

The risk scoring of real estate assets is iTitleTransfer’s proprietary model that categorizes assets into three “traunches” reflecting the quality of assets based on 3-tiered scoring model:

Score 1: “Clean” providing for immediate closing and transfer

Score 2: “Curative action” required which leads to closing and transfer

Score 3: “Extensive underwriting” recommended, which leads to the referral to an affiliated title agency

CurativeServices

Curative Services

Title curative action is a set of procedures and actions used to correct or “cure” title defects on real property that are identified in the search and examination of title documents derived from public land registry records. This is often an error, creating a consistency problem with the vesting and legal description in the Purchase & Sale Agreement; or due to real estate related documents not having been properly assigned or released subsequent to a prior transaction.

Escrow and eSign

Escrow

iTitleTransfer’s escrow function protects lender, investor, buyer, seller, and Realtor. Escrow is a legal function in which a designated party temporarily holds a sum of money or property until conditions have been met, including requirements set forth in the Purchase & Sale Agreement.

Document Preparation

Document Preparation

Traditional documents are prepared for buyer and seller by escrow and lender. Closing and transfer documents including a Warranty Deed and an Attorney Opinion Letter are prepared by iTitleTransfer.

Notary

eNotary & eSign

iTitleTransfer’s closing and transfer services includes notary and signing services. A Notary validates the signatures, administers oaths & affirmations, takes affidavits & statutory declarations, and authenticates the execution of agreements and legal documents. In available jurisdictions, the eSign Act is a federal law passed in 2000. It grants legal recognition to electronic signatures and records provides electronic records and signatures which has the same legal effect as traditional paper documents and handwritten signatures.

WarrentyDeed

Warranty Deed Transfer

iTitleTransfer provides a Warranty Deed is a formal, legal document that transfers one person or entity’s rights of ownership to another individual or entity. The Warranty Deed is the official “proof of transfer” for real estate. The term “conveyance” refers to the act of transferring property from one party to another. The term is commonly used in real estate transactions when buyers and sellers transfer ownership.

eRecording

e-Recording

To eRecord a document is to submit it for digital record-keeping. In available jurisdictions and by law, these documents hold the same legal merit as a paper document. For real estate closings to be eRecorded; land transfer documents need to be digital. iTitleTransfer coordinates the eRecording, or traditional local recording, as part of our closing and transfer services.

Registry Monitoring

Deed Monitoring

iTitleTransfer’s weekly or monthly Deed Monitoring services is designed to detect fraud and provides an alert when unusual (deed and or recording) activity is identified in public land registry offices. Deed Monitoring is designed to identify title fraud, mortgage fraud, illegal ownership change, illegal foreclosure, home equity fraud and invalid lien filing.

Custom Reporting

Custom Reporting

Client reports will include the following data: Date order(s) opened, date of Purchase & Sale Agreement, purchase amount, authorized lender, buyer and seller representative, assigned iTitleTransfer examiner, date of search, examination, curative services, date of signing, recording date of closing and transfer documents; and receipt date by buyer of closing and transfer documents. Additional data points can be provided as requested.